1) Fixed annuities:
2) What type of risks do you have in “The Red Danger Zone” (six years prior to and six years after retirement)?
3) The final stimulus package is here and is over $1.9 trillion. How will the government pay for all these stimulus packages? It has been reported that there are 125 million American taxpayers from a U.S. population of 330 million. That means 40% of the population is paying 100% of the taxes. Additionally, 85% of the tax revenue comes from the 26 million who make more than $75,000 per year. Are you prepared for substantial tax increases?
4) Tax Terms
5) Strategy – A Thought – The financial world is filled with people and institutions touting that their product is superior to their competitors. There are many good financial institutions and financial products. There are no perfect products that suit every situation. Financial success is determined by developing strategies that focuses on a process, not a product. Strategies need to be developed to handle both expected and unexpected events. They must work under all conditions, regardless of economic or political conditions. Once strategies are in place, products can be chosen that align with that course of action. Our role is to take our knowledge, apply it, and develop successful strategies that make our clients’ money more efficient.
Recommendation: Secure an advisor, understand these concepts, and let him or her guide you to a worry free and successful retirement!