Individual & Family Benefits
We educate Business Owners and Individuals who are Concerned, Confused, and Overwhelmed with Healthcare and Rising Healthcare Costs. 
We teach our clients to develop strategies that help contain this alarming and out of control trend.
With our strategies, our clients experience small increases in their healthcare costs without compromising their level of benefits. We are often able to improve the level of service for our clients.
What is a Health Savings Account?
A Health Savings Account (HSA) is a tax-sheltered trust account you own for the purpose of paying qualified medical expenses for yourself, your spouse, and your dependents, when you enroll in an High Deductible Health Plan (HDHP).
Traditional Major Medical Plans
High Deductible Health Plan with an HSA
Advantages of HDHP with HSAs
- One Deductible per Family
- Lower Premiums
- Simple Concept
- Tax Advantages
- Asset Accumulation
HSA Tax Savings
HSAs offer 3 Significant Tax Benefits
- Tax Deductible - Contributions to the HSA are 100% tax deductible
- Tax Deferred - Interest earnings accumulate tax-deferred
- Tax Free - Withdrawals to pay for qualified medical expenses are never taxed
HSA Summary
To learn more about disability, life insurance, or medical contact us.
Request Full HSA Presentation
